OVHC is health cover that complies to a standard set by the Australian Department of Home Affairs (DoHA). It’s part of the requirements for a range of visas when coming to Australia. CHBS International Health offers affordable health cover to suit your budget and needs. These products are only available to overseas workers of specific visa subclasses.
Overseas Worker Base Hospital
Starting from
$5997 per monthThis product is a basic level visa-compliant cover providing you in-hospital services and treatments, and emergency ambulance. Does not cover out-patient services
Overseas Worker Mid Hospital and Medical
Starting from
$9598 per monthThis product is an intermediate visa-compliant cover providing you with in-hospital services and treatments with some services paying minimum benefits. Plus, emergency ambulance, out-patient services, and out-of-hospital pharmacy benefits
Overseas Worker Top Hospital and Medical
Starting from
$18499 per monthThis product is a comprehensive visa-compliant cover providing you with more coverage for in-hospital services and treatments, emergency ambulance, out-patient services, and a higher level of out-of-hospital pharmacy benefits. To provide you with a more accurate quote, you will need to enter information including personal details and travel plans
Transparent pricing. No hidden costs.
Please refer to the relevant Product Sheet below the table or Policy Member Guide for more information and details.
Overseas Working Visa Requirement
As most overseas visitors or workers are not eligible for Medicare (our publicly funded healthcare for residents and citizens), maintaining adequate health insurance is a requirement for a range of working visas. Overseas workers with visa condition 8501 must purchase and provide proof of adequate OVHC when applying for their visa.
Maintaining adequate OVHC is a mandatory condition
The Australian Government through the Department of Home Affairs (DoHA) requires all holders of an overseas working visa to maintain adequate OVHC for the entire time they are in Australia until their visa expires.
Medical treatment can be expensive
Most overseas workers who come to Australia to work cannot access Medicare, our publicly funded healthcare system, which may lead to large out-of-pocket costs to pay if they require medical treatment. In most cases, hospital treatment will cost more than AU$1,000 per day. Depending on the type of cover you choose, your OVHC will keep you covered for some of the costs of medical treatment if you get sick or have an accident.
Once you purchase Overseas Workers Health Cover (OVHC) you will immediately receive a Certificate of Insurance for your visa. You will need to provide proof of purchase of your OVHC when applying for your Workers visa, extension or renewal application.
If you would like to discuss options, contact our team who will be happy to assist you. Call (+61) 2 8604 3537 (from overseas) or 1300 174 537 (within Australia) or email ovhc@cbhscorp.com.au
Frequently Asked Questions
View all FAQsAs most overseas visitors or workers are not eligible for Medicare (our publicly funded healthcare for residents and citizens), getting an appropriate level of health cover is a requirement for a range of work and visitors visas. Some visa subclasses must purchase and provide proof of acceptable OVHC when applying for their visa and maintain cover for the entire time they are in Australia.
Depending on the type of cover you buy, your OVHC will keep you protected against some of the costs of medical treatment if you get sick or have an accident. Some treatments can cost thousands of dollars!