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Overseas Health Cover for Workers (OVHC)

Overseas Visitors Health Cover (OVHC) is health insurance for overseas residents working in Australia. OVHC covers you if you get sick or have an accident while you are here in Australia. It is also a requirement for a range of visa applications when coming to work in Australia. These products are only available to overseas workers of specific visa subclasses.

Starting from

$5997* per month


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Who is OVHC for?

Your working holiday or holiday visa in Australia may come with a requirement to hold OVHC.
Our cover is compliant for the following visas:

  • 482 (temporary skill shortage)
  • 485 (temporary graduate)
  • 457 (temporary work – skilled)
  • 403 (temporary work – international relations)
  • 408 (temporary activity)
  • 407 (training visa)
  • 476 (skilled – recognised graduate)
  • 590 (student guardian)
  • 489 (skilled regional)
  • 400 (temporary work short stay specialist)
  • 010 (bridging Visa A)
  • 020 (bridging Visa B)
  • 030 (bridging Visa C).

Instant confirmation after purchase.

Once you purchase OVHC you will immediately receive a Certificate of Insurance for your visa. You will need to provide proof of purchase of your OVHC when applying for your overseas working visa, extension or renewal application.

If you would like to discuss options, contact our team who will be happy to assist you. Call (+61) 2 8604 3537 (from overseas) or 1300 174 537 (within Australia) or email


Looking after your health cover needs for almost 70 years

Our parent company CBHS Health Fund, has been looking after Australians’ health cover needs since 1951, providing quality, affordable health insurance to its many thousands of members. CBHS is governed by the Australian Prudential Regulation Authority (APRA), the Department of Health and the Department of Home Affairs which has been established by the Australian Government to oversee health insurance companies and protect the financial well-being of the Australian community. This also includes ensuring appropriate benefits for overseas visitors and students visiting, working or studying in Australia are provided by insurers. As a registered provider for overseas working visitors and International students, CBHS International is required to comply with these standards.

We offer more than great health insurance, we are committed to the health and happiness of all of our members.


Here to help 24/7

If you require assistance, please call the 24/7 medical, interpreter and personal assistance helpline. Anytime. Any day. Contact us.


Why is Overseas Visitors Health Cover (OVHC) important?

Overseas Working Visa Requirement

As most overseas visitors or workers are not eligible for Medicare (our publicly funded healthcare for residents and citizens), maintaining adequate health insurance is a requirement for a range of working visas. Overseas workers with visa condition 8501 must purchase and provide proof of adequate OVHC when applying for their visa.

Maintaining adequate OVHC is a mandatory condition

The Australian Government through the Department of Home Affairs (DoHA) requires all holders of an overseas working visa to maintain adequate OVHC for the entire time they are in Australia until their visa expires.

Medical treatment can be expensive

Most overseas workers who come to Australia to work cannot access Medicare, our publicly funded healthcare system, which may lead to large out-of-pocket costs to pay if they require medical treatment. In most cases, hospital treatment will cost more than AU$1,000 per day. Depending on the type of cover you choose, your OVHC will keep you covered for some of the costs of medical treatment if you get sick or have an accident.


Choice Network

We pay the cost for eligible services provided by doctors who are part of the CBHS International Health network (up to the relevant service limit).

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Here to help 24/7

If you require assistance, please call the 24/7 medical, interpreter and personal assistance helpline.

Contact Us

Member Offers

CBHS International Health partners with a variety of service providers designed to enhance the value you get from your membership.

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