Overseas Worker Top Hospital and Medical

This product is a comprehensive visa-compliant cover providing you with more coverage for in-hospital services and treatments, emergency ambulance, out-patient services, and a higher level of out-of-hospital pharmacy benefits. To provide you with a more accurate quote, you will need to enter information including personal details and travel plans

Starting from

$184.99 _{per month}

Get a quote

What you're getting

We show you upfront what is and isn't included in our cover

Feature	Include
Meets visa requirements as set by the Department of Home Affairs (DoHA) Meets your visa requirements
In most cases, you'll receive your Visa Certificate instantly when you join CBHS International Instant confirmation of your cover
100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency Accident and emergency services
100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers. Online doctor services
5 free visits per year provided by a GP who is part of the CBHS International Health network. Then 100% MBS if more than 2 visits per year. (8 for couples; 12 per family). * Face-to-face doctor services (out of hospital)	5 free visits per year provided by a GP who is part of the CBHS International Health network. Then 100% MBS if more than 2 visits per year. (8 for couples; 12 per family). *
Medicine prescribed to you by a doctor. PBS Co-payment and then up to $75 per script. Annual limit $600 per person per calendar year. Prescription medicines (out-of-hospital)	Medicine prescribed to you by a doctor. PBS Co-payment and then up to $75 per script. Annual limit $600 per person per calendar year.
A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment. Specialist doctor
Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS. Pathology and radiology
Access to information, support and services to childbirth education and antenatal classes Pregnancy program
The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home. Hospital Substitute program
The program includes mental health coaching, with various levels of support provided under a stepped care framework. Mental health program
Tailored programs to support your health challenges Chronic disease management program
If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160 Public hospital emergency department facility fee for non-emergency treatment	If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable. Excess (a fee payable by you if you're admitted to hospital)	$0 or $500
For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference. Accommodation
100% of the Medicare Benefits Schedule (MBS) Hospital treatment - doctor, specialists, pathology & radiology
12 month waiting period for pregnancy related services. Contact us immediately when you are find out you are pregnant as you maybe eligible for pregnancy programs Pregnancy and related services
Medication provided as apart of your in hospital treatment Prescription medicines (in hospital)
Assisted reproductive services
Elective cosmetic surgery or laser eye treatment
Medicines not on the Pharmaceutical Benefits Schedule (PBS) and experimental drugs

Meets visa requirements as set by the Department of Home Affairs (DoHA)

In most cases, you'll receive your Visa Certificate instantly when you join CBHS International

100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency

100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers.

Free visits per year provided by a GP who is part of the CBHS International Health network. Annual limits apply based on level of cover. *

Medicine prescribed to you by a doctor. PBS co-payment up to $75 per script. Annual limit applies per person per calendar year based on level of cover.

A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment.

Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS.

Access to information, support and services to childbirth education and antenatal classes

The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home.

The program includes mental health coaching, with various levels of support provided under a stepped care framework.

Tailored programs to support your health challenges

If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160

An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable.

For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference.

100% of the Medicare Benefits Schedule (MBS)

Medication provided as apart of your in hospital treatment

Health and wellness tips and programs to help you stay healthy while you are living in Australia.

If you require assistance, please call the 24/7 medical, interpreter and personal assistance helpline. Anytime, any day, in any language.

We pay the cost for eligible services provided by doctors who are part of the CBHS International Health network (up to the relevant service limit).

We've made it easy for you whenever you need a health consult, medical certificate, referral letter or prescription.