What you're getting
We show you upfront what is and isn't included in our cover
Feature | Include |
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Meets visa requirements as set by the Department of Home Affairs (DoHA)
Meets your visa requirements
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In most cases, you'll receive your Visa Certificate instantly when you join CBHS International
Instant confirmation of your cover
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100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency
Accident and emergency services
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100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers.
Online doctor services
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5 free visits per year provided by a GP who is part of the CBHS International Health network. Then 100% MBS if more than 2 visits per year. (8 for couples; 12 per family). *
Face-to-face doctor services (out of hospital)
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5 free visits per year provided by a GP who is part of the CBHS International Health network. Then 100% MBS if more than 2 visits per year. (8 for couples; 12 per family). *
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Medicine prescribed to you by a doctor. PBS Co-payment and then up to $75 per script. Annual limit $600 per person per calendar year.
Prescription medicines (out-of-hospital)
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Medicine prescribed to you by a doctor. PBS Co-payment and then up to $75 per script. Annual limit $600 per person per calendar year.
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A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment.
Specialist doctor
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Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS.
Pathology and radiology
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Access to information, support and services to childbirth education and antenatal classes
Pregnancy program
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The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home.
Hospital Substitute program
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The program includes mental health coaching, with various levels of support provided under a stepped care framework.
Mental health program
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Tailored programs to support your health challenges
Chronic disease management program
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If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
Public hospital emergency department facility fee for non-emergency treatment
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If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
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An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable.
Excess (a fee payable by you if you're admitted to hospital)
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$0 or $500
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For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference.
Accommodation
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100% of the Medicare Benefits Schedule (MBS)
Hospital treatment - doctor, specialists, pathology & radiology
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12 month waiting period for pregnancy related services. Contact us immediately when you are find out you are pregnant as you maybe eligible for pregnancy programs
Pregnancy and related services
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Medication provided as apart of your in hospital treatment
Prescription medicines (in hospital)
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Assisted reproductive services | |
Elective cosmetic surgery or laser eye treatment | |
Medicines not on the Pharmaceutical Benefits Schedule (PBS) and experimental drugs |
Meets visa requirements as set by the Department of Home Affairs (DoHA)
In most cases, you'll receive your Visa Certificate instantly when you join CBHS International
100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency
100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers.
Free visits per year provided by a GP who is part of the CBHS International Health network. Annual limits apply based on level of cover. *
Medicine prescribed to you by a doctor. PBS co-payment up to $75 per script. Annual limit applies per person per calendar year based on level of cover.
A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment.
Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS.
Access to information, support and services to childbirth education and antenatal classes
The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home.
The program includes mental health coaching, with various levels of support provided under a stepped care framework.
Tailored programs to support your health challenges
If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable.
For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference.
100% of the Medicare Benefits Schedule (MBS)
Medication provided as apart of your in hospital treatment