Speak to a fully qualified doctor based in Australia from the comfort of your own home via your smartphone or desktop. Whether you need a health consultation, medical certificate, referral letter or prescription, these services are available on demand (during extended hours) or by appointment. We’ll cover the full cost of your visit up to the relevant service limit.

To find out more, please visit our online doctors page.

Visit any doctors within our network and we’ll cover the full cost of your visit up to the relevant service limit. Visit our Choice Network page to find out more.

We have agreements with an extensive range of Australian private hospitals and day surgeries. These agreements ensure hospital fees including bed, theatre, labour ward and intensive care fees are covered when admitted as a patient to hospital up to any relevant service limit. Contact us as soon as you know you require surgery or other procedure so we can guide you to one of our private hospitals.

We have a directory of specialists that participate in our Access Gap Cover (AGC) scheme. This means accessing these services can lower or eliminate out-of-pocket expenses.

Call us and we will help you find a specialist for your needs. Alternatively, visit the gap fees page to find out more.