Take advantage of our special promotion and receive discounted premiums by purchasing 6 months or more cover upfront. Discount has been applied to the price below. Please read conditions below. This product is an intermediate visa-compliant cover providing you with in-hospital services and treatments with some services paying minimum benefits. Plus, emergency ambulance, out-patient services, and out-of-hospital pharmacy benefits
Starting from
$9118 per month
Features
Terms and conditions for OVHC Promotion
Discounted premium is only available to new members and previous members whose policy ended on or before 28 February 2020. Purchase an OVHC policy for 6 or more months between 12am AEST on 1 September 2020 and 11:59pm AEST on 31 December 2020 to receive a discounted premium. Policy must be paid for by 11:59pm AEST on 31 December 2020 and policy must start by 11:59pm AEST on 1 January 2021. Premiums displayed during this promotion include the discount.
100% compliant for your work visa
You’ll get your confirmation of cover shortly after making payment.
Overseas Worker Mid Hospital and Medical Cover is overseas worker’s health cover that meets the Department of Home Affair’s (DoHA) working visa requirements. It provides benefits towards a range of in-hospital, out-of-hospital, doctor and prescription medicines.
What you're getting
We show you upfront what is and isn’t included in your cover.
| Feature | Include |
|---|---|
| Meets your visa requirements |
|
| Instant confirmation of your cover |
|
| Accident and emergency services |
|
| Online Doctor services |
|
| Face-to-face Doctor services (out of hospital) |
i
|
| Prescription medicines (out of hospital) |
i
|
| Specialist doctor |
|
| Pathology and radiology |
|
| Pregnancy program |
|
| Hospital Substitute program |
|
| Mental health program |
|
| Chronic disease management program |
|
| Public hospital Emergency Department facility fee for non-emergency treatment |
i
|
| Excess (a fee payable by you if you're admitted to hospital) |
$500
|
| Accommodation |
|
| Hospital treatment - doctor, specialists, pathology & radiology |
|
| Pregnancy and related services |
Restricted
|
| Prescription medicines (in hospital) |
|
| Assisted reproductive services | |
| Elective cosmetic surgery or laser eye treatment | |
| Medicines not on the Pharmaceutical Benefits Schedule (PBS) and experimental drugs |
Meets visa requirements as set by the Department of Home Affairs (DoHA)
In most cases, you'll receive your Visa Certificate instantly when you join CBHS International
100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency
100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers.
Free visits per year provided by a GP who is part of the CBHS International Health network. Annual limits apply based on level of cover. *
Medicine prescribed to you by a doctor. PBS co-payment up to $75 per script. Annual limit applies per person per calendar year based on level of cover.
A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment.
Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS.
Access to information, support and services to childbirth education and antenatal classes
The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home.
The program includes mental health coaching, with various levels of support provided under a stepped care framework.
Tailored programs to support your health challenges
If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable.
For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference.
100% of the Medicare Benefits Schedule (MBS)
Medication provided as apart of your in hospital treatment
* If you exceed free visits, you will receive 100% of Medicare Benefit Schedule (MBS) fee per visit. For eligible services provided by GPs who are not part of the network, you will receive 100% of the MBS.
What does this mean for you?
Online Doctor services
Access our online doctors from any of our CBHS International Recognised Online Health Consultation Service Providers and we pay the cost up to the relevant service limit, except for services where an exclusion applies. We’re making it easier for you wherever you need a health consult, medical certificate, referral letter or prescription. These services available through your mobile phone or desktop.
National GP Network
We pay the cost for eligible services provided by GP's who are part of the CBHS International Health network (up to the relevant service limit). Annual limits apply.
Programs for your health and wellbeing
Health and wellness tips and programs to help you stay healthy while you are living in Australia.
Here to help 24/7
Call us. Anytime. Any day. Any language. If you require assistance, please call the 24/7 medical, interpreter and personal assistance helpline. If in Australia call 1300 174 538 or if outside Australia call +61 2 8604 3537.
Have a question? We're here to help.
From pricing to products, or when to see the doctor - our team can give you answers.
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