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Overseas Students (OSHC) Overseas Workers (OVHC)
financial-wellbeing

Overseas Visitors Health Cover

Check out our 100% visa compliant overseas visitors health cover (OVHC)! Prices start from just $63.35 per month.

Get a quote*

*To provide you with a more accurate quote, you will need to enter information including personal details and travel plans

Most Popular

Overseas Worker Base Hospital

Starting from

$6335 per month

This product is a basic level visa-compliant cover providing you in-hospital services and treatments, and emergency ambulance. Does not cover out-patient services.

Overseas Worker Mid Hospital and Medical

Starting from

$9598 per month

This product is an intermediate visa-compliant cover providing you with in-hospital services and treatments with some services paying minimum benefits. Plus, emergency ambulance, out-patient services, and out-of-hospital pharmacy benefits.

Overseas Worker Top Hospital and Medical

Starting from

$18499 per month

This product is a comprehensive visa-compliant cover providing you with more coverage for in-hospital services and treatments, emergency ambulance, out-patient services, and a higher level of out-of-hospital pharmacy benefits. To provide you with a more accurate quote, you will need to enter information including personal details and travel plans.

Transparent pricing. No hidden costs.

Please refer to the relevant Product Sheet below the table or Policy Member Guide for more information and details.

Plan & Pricing

Overseas Worker Base Hospital

$6335 per month

Get more info

Overseas Worker Mid Hospital and Medical

$9598 per month

Get more info

Overseas Worker Top Hospital and Medical

$18499 per month

Get more info
Meets your visa requirements
Instant confirmation of your cover
Accident and emergency services
Online Doctor services
Face-to-face Doctor services (out of hospital)
i
i
Prescription medicines (out of hospital)
i
i
Specialist doctor
Pathology and radiology
Pregnancy program
Hospital Substitute program
Mental health program
Chronic disease management program
Public hospital Emergency Department facility fee for non-emergency treatment
i
i
Excess (a fee payable by you if you're admitted to hospital)
$500
$500
$0 or $500
Accommodation
Hospital treatment - doctor, specialists, pathology & radiology
Pregnancy and related services
Restricted
Restricted
Prescription medicines (in hospital)
Assisted reproductive services
Elective cosmetic surgery or laser eye treatment
Medicines not on the Pharmaceutical Benefits Schedule (PBS) and experimental drugs

Overseas Worker Base Hospital

$6335 per month

Get more info
Meets visa requirements as set by the Department of Home Affairs (DoHA)
In most cases, you'll receive your Visa Certificate instantly when you join CBHS International
100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency
100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers.
Free visits per year provided by a GP who is part of the CBHS International Health network. Annual limits apply based on level of cover. *
Medicine prescribed to you by a doctor. PBS co-payment up to $75 per script. Annual limit applies per person per calendar year based on level of cover.
A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment.
Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS.
Access to information, support and services to childbirth education and antenatal classes
The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home.
The program includes mental health coaching, with various levels of support provided under a stepped care framework.
Tailored programs to support your health challenges
If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable.
For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference.
100% of the Medicare Benefits Schedule (MBS)
Medication provided as apart of your in hospital treatment

Overseas Worker Mid Hospital and Medical

$9598 per month

Get more info
Meets visa requirements as set by the Department of Home Affairs (DoHA)
In most cases, you'll receive your Visa Certificate instantly when you join CBHS International
100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency
100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers.
Free visits per year provided by a GP who is part of the CBHS International Health network. Annual limits apply based on level of cover. *
Medicine prescribed to you by a doctor. PBS co-payment up to $75 per script. Annual limit applies per person per calendar year based on level of cover.
A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment.
Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS.
Access to information, support and services to childbirth education and antenatal classes
The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home.
The program includes mental health coaching, with various levels of support provided under a stepped care framework.
Tailored programs to support your health challenges
If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable.
For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference.
100% of the Medicare Benefits Schedule (MBS)
Medication provided as apart of your in hospital treatment

Overseas Worker Top Hospital and Medical

$18499 per month

Get more info
Meets visa requirements as set by the Department of Home Affairs (DoHA)
In most cases, you'll receive your Visa Certificate instantly when you join CBHS International
100% of the charge for medically necessary transport to a hospital or treatment at the scene due to an accident or medical emergency
100% of the service cost up to $35.00, except where an exclusion applies from CBHS International Health Recognised Online Health Consultation Service Providers.
Free visits per year provided by a GP who is part of the CBHS International Health network. Annual limits apply based on level of cover. *
Medicine prescribed to you by a doctor. PBS co-payment up to $75 per script. Annual limit applies per person per calendar year based on level of cover.
A doctor specialising in a particular field, eg. a surgeon or a cardiologist. Check benefit limits with CBHS International before making an appointment.
Services including blood tests, x-rays and ultrasounds. Covered up to 100% of the MBS.
Access to information, support and services to childbirth education and antenatal classes
The program provides you In Home Hospital Care, Rehabilitation and Wound Management services to reduce the time spent in hospital and recover from the comfort of your own home.
The program includes mental health coaching, with various levels of support provided under a stepped care framework.
Tailored programs to support your health challenges
If you go to a public hospital for non-emergency treatment you may be charged a facility fee by the hospital. Maximum benefit $160
An excess is the amount you pay towards the cost of your hospital admission before any benefit is payable.
For overnight hospital stays in private and public hospitals. 100% cover for agreement private hospitals. We pay the State gazetted rate for public hospital stays. Some public charge more than this which means you will have to pay the difference.
100% of the Medicare Benefits Schedule (MBS)
Medication provided as apart of your in hospital treatment

Download Overseas Worker Base Hospital Product Sheet

Download Overseas Worker Mid Hospital and Medical Product Sheet

Download Overseas Worker Top Hospital and Medical Product Sheet

* If you exceed free visits, you will receive 100% of Medicare Benefit Schedule (MBS) fee per visit. For eligible services provided by GPs who are not part of the network, you will receive 100% of the MBS.

Who is OVHC for?

Your working holiday or holiday visa in Australia may come with a requirement to hold OVHC.
Our cover is compliant for the following visas:

  • 482 (temporary skill shortage)
  • 485 (temporary graduate)
  • 457 (temporary work – skilled)
  • 403 (temporary work – international relations)
  • 408 (temporary activity)
  • 407 (training visa)
  • 476 (skilled – recognised graduate)
  • 590 (student guardian)
  • 489 (skilled regional)
  • 400 (temporary work short stay specialist)
  • 010 (bridging Visa A)
  • 020 (bridging Visa B)
  • 030 (bridging Visa C).

 

Instant confirmation after purchase.

Once you purchase OVHC you will immediately receive a Certificate of Insurance for your visa. You will need to provide proof of purchase of your OVHC when applying for your overseas working visa, extension or renewal application.

If you would like to discuss options, contact our team who will be happy to assist you. Call (+61) 2 8604 3537 (from overseas) or 1300 174 537 (within Australia) or email ovhc@cbhscorp.com.au

 

Why is Overseas Visitors Health Cover (OVHC) important?

Overseas Working Visa Requirement

As most overseas visitors or workers are not eligible for Medicare (our publicly funded healthcare for residents and citizens), maintaining adequate health insurance is a requirement for a range of working visas. Overseas workers with visa condition 8501 must purchase and provide proof of adequate OVHC when applying for their visa.

Maintaining adequate OVHC is a mandatory condition

The Australian Government through the Department of Home Affairs (DoHA) requires all holders of an overseas working visa to maintain adequate OVHC for the entire time they are in Australia until their visa expires.

Medical treatment can be expensive

Most overseas workers who come to Australia to work cannot access Medicare, our publicly funded healthcare system, which may lead to large out-of-pocket costs to pay if they require medical treatment. In most cases, hospital treatment will cost more than AU$1,000 per day. Depending on the type of cover you choose, your OVHC will keep you covered for some of the costs of medical treatment if you get sick or have an accident.

member-first

National GP Network

We pay the cost for eligible services provided by doctors who are part of the CBHS International Health network (up to the relevant service limit).

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overseas-visitors

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If you require assistance, please call the 24/7 medical, interpreter and personal assistance helpline.


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